Effective December 18, 2013
Membership in the Topeka Police Credit Union is established by payment of a $5.00 membership fee and final approval by the Board of Directors.
Any member who causes a financial loss to the Topeka Police Credit Union or abuses account privileges, will lose all rights and privileges of membership, including access to services.
The Topeka Police Credit Union has made available to all its members a checking account with no monthly service charges- know as the “Share Draft Account”. The only expense members must cover is the check printing charge which is dependent upon the type of checks selected. A minimum balance of $25.00 is required at all times to keep your account open. Also available to all members an ATM/DEBIT Card Program.
Accounts as of this date and are subject to change with proper notification.
|GENERAL SERVICE FEES|
(Two years of inactivity and balance of less than $50)
and account closed
|Account Reconciliation/Research||$20.00 per hour|
|Return Check for Deposit or Loan Payment||$15.00|
|Stop Payment Fee for Check written to Credit Union||$30.00|
|SHARE DRAFT (CHECKING) ACCOUNT FEES|
|Share Draft (Checking) Account||Free|
|NSF Share Draft Fee||$15.00 per item|
|Stop Payment Fee||$30.00|
|ACH (Electronic) NSF Fee||$15.00 per item|
|ATM/DEBIT CARD FEES|
|NSF Cash & Check Card Fee||$15.00 per item|
|Card Replacement Fee (1 per year free)||$5.00|
|Withdraw transactions exceeding 6 per month||$1.00 per WD|
|ATM Replacement PIN Number||$5.00|
|ATM New Card & PIN Number||$10.00|
|You can protect yourself against overdrawing your account with one or both of these options:|
|1) Having funds automatically transferred from your savings (share) account. |
This option will transfer the exact amount to cover any overdrafts.
|2) Having funds automatically transferred from a preapproved line of credit. |
This option will transfer amounts in incriminates of $100.00 to cover any overdrafts.
Board of Directors approved 12/18/2013